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Come rain or come shine, having a love for the great outdoors is a prerequisite for anyone who wants to run a successful gardening or landscaping business. But as well as your spades, shears, and an enthusiastic willingness to get your hands dirty, you will also need solid business insurance. If you’re not equipped with the correct cover, you will be left vulnerable to the risks that could potentially lead to large financial losses for your company, possibly causing it to get uprooted.
Working outdoors means that you are up against the elements, with the danger of unpredictably severe weather damaging the work you have done. Without contract works insurance, this means that you would have to start from scratch, carrying out twice the work for only a single payment.
As you are likely to be mostly working on someone else’s property, there is the possibility of accidental breakages occurring – a prized flower trampled or a beloved ornament smashed, perhaps. Therefore, it is important that you are able to compensate any claims made by your clients. And then there are your tools and materials that are no doubt crucial to your operation, so you will want to ensure that you are financially covered in the event that they are damaged or stolen.
Also, if you are not a sole trader and own a larger gardening company, that employing numerous workers, then you will need employers’ liability cover so that you are insured against claims your staff make against you if they are injured on the job.
Finding the appropriate insurance can potentially be a daunting task, but Tredstone is here offer the stepping stones to effective business insurance.
Tredstone is focused on getting those offering gardening services the fullest protection possible when it comes to business insurance. This means providing a cost-effective quote for a tailored policy that covers all of your individual commercial risks. We understand that each business has its own problems to look out for, which is why our approach is different for each client. We will look at quotes from our network of leading insurers to find you the most suitable policy.
Our team can help you find a range of insurance products suitable for your trade, including the following:
At Tredstone, we are intent on looking after all of your business concerns so that you can get on with your gardening free of stress. Whether you own a gardening company with multiple staff or operate as a one-man-band, get in touch with us today.
Our team members are business insurance specialists who have helped all sorts of businesses, from every sector, to find the cover that is right for them. We are confident that we will be able to efficiently advise you no matter what your insurance-related query is.
So, if you would like to get a quote on a new policy, update your existing one, or simply get friendly guidance on what type of insurance would be the best fit for your individual risks, give us a call today on 0800 2315 162 or get started on the quote form by clicking the button below.