Professional Indemnity insurance

Professional indemnity insurance cover with Tredstone


Professional indemnity insurance is essential for protecting your business from the cost of paying out compensation to clients who sustain loss, damage or personal injury as a result of negligent services or advice.


Who is PII for?


Professional indemnity insurance is vital to any business or professional person who provides professional advice, skills or services. This is true whether you are self-employed one-man-band or a representative of a larger company employing multiple members of staff.


Although not all professionals are legally obliged to have PII in place, it is advisable that all do so; to go without indemnity cover puts you and your business at severe personal and financial risk in the event of a claim.


Who must have PII


Certain professionals are legally required to have professional indemnity insurance in place. These include the following:


  • Accountants
  • Architects
  • Certain clinicians and healthcare professionals
  • Chartered surveyors
  • Financial advisors
  • Solicitors, lawyers and barristers


For other professionals and businesses, professional indemnity insurance may not be a legal requirement but, for the vast majority, to go without cover invites potential peril. All of the following should have PII in place for their security and peace of mind:


  • Management and business consultants
  • IT professionals
  • Web designers, graphic designers and interior designers
  • Fitness trainers
  • Teachers and tutors
  • Advertising agencies
  • Consultancies
  • Public relations agencies


It is worth remembering that claims for negligent advice and services can be made even in the event you provided your services for free. Furthermore, a number of recent court cases have highlighted the fact that third parties may be able to bring a claim in the event it can be proven that they, in some way, had a right to rely on the advice or services you provided.


Quality cover, competitive price, friendly service


Whether you want to update your cover, need to discuss your insurance needs, or are hoping to obtain insurance for a specific project, Tredstone can help you ensure cover that is robust, reliable and right for you.


Get a quote today.

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