Bed and breakfasts

Bed and Breakfast business insurance


Running a bed and breakfast brings with it a great many daily tasks and long-term responsibilities. On the daily task side there is cooking and cleaning, making beds and providing a point of contact for your guests, while on the long-term responsibility front there is maintaining your premises, advertising your establishment and, most importantly, ensuring you have the security of solid B&B liability insurance.


The details of good B&B insurance


Any good B&B liability insurance policy should take account of all your insurance risks; this means inclusion of the following policy arms:


  • Public liability cover – covers against accident injury and property damage suffered by your guests and other visitors to your establishment
  • Employer’s liability cover – as well as being a legal requirement for all businesses with one or more members of staff, employer’s liability cover ensures that you and your staff are protected in the event of workplace injury
  • Buildings and contents insurance – your building and its contents represents your biggest asset. Ensure protection in the event that fire, flood or some other circumstance damages your property


All B&Bs covered


Whether you are a licensed bed and breakfast, an unlicensed bed and breakfast, an established business that has been in operation for more than a decade or a start-up B&B looking to securely cover your operation, Tredstone can help you ensure that you are have considered all relevant insurance risks.


At Tredstone we understand that B&Bs are a non-standard insurance risk, but we have developed the expertise necessary to help you obtain the policies that are right for your particular circumstances.


Tredstone, for confident bed and breakfast protection


If you run a guesthouse or a bed and breakfast, Tredstone and its network of specialist insurance partners can bring confidence to both you and your guests by helping cover you against all insurance risks.


Whatever your needs, we can arrange the comprehensive cover you need for your peace of mind and livelihood. Speak to our team about providing protection for your guest house today.

Request a call back


Type of Business



Best time to call?