Physiotherapist insurance


Tredstone helps customers make significant savings on the cost of their business insurance cover while also ensuring that all their insurance risks are expertly addressed.


Our whole business model is finely tuned towards meeting the requirements of businesses, including those that operate in the healthcare and physiotherapy sector. This means that we have confidence in our ability to help you find the best value solution for your insurance needs.


Our areas of expertise include the following:

Public liability insurance

Employers’ liability insurance

Professional indemnity insurance

Tools and equipment cover

Products liability insurance

Why do you need cover?


Since July 2014 all registered physiotherapists have been required to have professional indemnity insurance in place to qualify for inclusion on the Health and Care Professions Council register. Furthermore, in the vast majority of cases the Council for Physiotherapy also requires that its members have a suitable level of cover – although it does not check this until the point of any claim.


There are many possible situations in which a client or member of the public could sustain injury or property damage while in your care or on your premises, from the general and mundane – for example, slips and trips – to the more specific – such as negligence relating to the failure to identify a serious condition – so it is advisable that physios have both professional indemnity and public liability cover.


Physiotherapists with one or more employees have further insurance considerations. For example, employers are responsible for the acts and omissions of their employees and need to indemnify accordingly. In addition, they are legally obliged to ensure protection from accident and injury involving their employees and as such must also have employer’s liability insurance in place.


Quality cover, competitive price, friendly service


Whether you want to update your cover, are looking for a discussion regarding your physiotherapist insurance needs or are hoping to obtain cover for a specific project or client, Tredstone can help you find the products that are robust, reliable and right for you.


Get a quote today.

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