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As a carpet fitter and supplier it is likely that you will require public liability cover to provide you with protection in the event that you face a claim for negligence relating to any injury or property damage caused as a consequence of your work.
Furthermore, it is a legal requirement for all carpet fitting businesses and carpet suppliers who employ one or more members of staff to have employers’ liability cover in place to provide financial safeguarding for you and your business in the event that an employee suffers injury or illness as a result of activities performed during the course of his or her work.
Our expertise also extends to more tailored cover options and you should consider covering your business with one or more of the following business liability insurance products:
Working without sufficient cover, whether it is public liability insurance, product liability insurance or stock and tools cover represents a big gamble as in these circumstances an accident or other unforeseen event could threaten the very existence of your business and may even lead to personal financial ruin.
Additionally, if you have employees but operate without employers’ liability cover you should consider that not only is this to the detriment of your employees, it is also to the detriment of the business; it is a legal requirement to have cover of at least £5 million and those who go without face a fine of £2,500 for every day they are not properly insured. Additionally, there can be a £1,000 fine for those who do not display an EL certificate or refuse to make it available to inspectors when they ask.
Tredstone can help you ensure that your carpet fitters and carpet suppliers business liability insurance needs are covered from every angle. Whatever your requirements, we are confident that we have the necessary expertise to bring you quality cover at an affordable price.
Whether you wish to update your cover, require insurance for a specific project/job or would simply like a discussion of your insurance risks, get in touch with us today.