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Public liability insurance provides a business with the means to meet the cost of compensation claims made by members of the public who have experienced some form of harm or loss as a result of an incident related to its activities, regardless of whether it occurs on premises or off-site.
Tredstone’s public liability cover ensures cover in the event a member of the public experiences any of the following:
Even a relatively innocuous-seeming accident – for example, a slip or trip incident on your premises – has the potential to result a in six-figure claim for compensation, so the reality is that no business can afford to go without.
Public liability insurance is not required by law, yet the practical reality is that it may be impossible to trade without it, particularly if you undertake any form of public sector or local authority contract work.
Although public liability cover does not cover accident, injury or loss caused to your employees – employers’ liability cover is the policy required for this – it does protect against claims from the following groups of people:
All businesses should consider having public liability insurance in place. However, the following would all be advised to ensure sufficient cover:
This list is by no means exhaustive and anyone involved in public services or commercial business venture should explore the necessity for seeking adequate cover.
Tredstone is a business insurance specialist committed to providing quality cover at a competitive price. To get a public liability insurance quote with us today we simply need to know some details, including the nature of your business, the number of people you employ and your insurance claims history.
Whether you wish to update your cover, purchase a policy for a specific project or to discuss your insurance risk requirements, speak with our specialists today.