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As a small business or retail start-up, it may be tempting to think that you can save some money by skimping on your business insurance for shops. But getting the right cover can be the best decision you ever make. Firstly, shop insurance is so much...
The trade magazine Farmers Weekly has recently provided guidance for farmers and agricultural businesses on ways they can mitigate the risk of potential liability claims. The publication says that business insurance is a tool for managing farm-related risks, particularly when working with third parties through formal...
What Business Insurance Do You Need? If you are a tradesman, sole trader or small business, there are a number of business insurance types that you are required to have by law, and others that are highly recommended in order to protect you, your ability to...
Insurance was a business lifesaver - equestrian centre owners say In the current (almost) post-COVID climate, many businesses are looking to save money wherever they can while they get back on their feet following the year-long disruptions caused by the pandemic. However, scrimping on business insurance should...
Hotels struggling with business interruption oppose VAT move The owners and managers of London’s leading hotels, already struggling for survival as a result of the coronavirus global health pandemic, have expressed concern that they could suffer further losses as a result of chancellor Rishi Sunak’s plans...
Supreme Court hears £900 million business interruption case The Supreme Court case that will determine whether small and medium sized businesses will receive business insurance pay-outs for losses caused by Covid-19 is being heard, following a hearing at the Divisional Court in July. This so-called “leapfrog” Supreme...
Business insurers set to sign up to Black Interns campaign The business insurance industry, like every other sector, has recently been moved to ask questions of its levels of diversity and opportunity. This follows a 2020 which has been marked by, among other things, the resurgence...
Small and medium sized businesses are the backbone of the British economy and the impact of Covid-19 on their operation goes some way to explaining why Britain now stands on the brink of a “double dip” recession. In fact, with 5.8 million such businesses in the...
UK businesses that were hoping for resolution to their Covid-related business interruption insurance claims have had their hopes again put on hold after the High Court ruled that insurers could take their appeal against an earlier ruling to the Supreme Court. Those given so-called “leapfrog certificates”...
The High Court is expected to make a ruling this month as to whether most business interruption insurance policies covered policyholders across the coronavirus lockdown period. There is a lot at stake in the case, which was brought to the High Court by the Financial Conduct...
